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In 1927, the founders of C&F Bank recognized the need for a strong, solid financial institution that would serve local businesses and the customers that lived and worked in our communities. Through the years, C&F Bank has proved that dedicated, well-trained employees, a commitment to outstanding service and a diverse offering of quality financial products are the keys to success and growth. As we grow, we stay committed to carry on our community banking heritage in each community we serve. Today, we are recognized as one of the premier community banks in the country. In a time when many financial institutions are being acquired and merged, we are still here. We are large enough to stand on our own and to offer you, our customers, the most diversified, quality products available in the market. We are small enough to know you by name and recognize you when you come in to see us. You will deal with people you know and trust, right in your neighborhood branch. Our Focused on You brand means that we make our day about others. A good example of this is found with our C&F Relationship Review; it’s a proactive conversation with customers where we learn about the things that are impacting their financial life. We have found that this time together enables us to exceptionally responsive service and to make recommendations that may save them time or money.
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Southwest Bancorp (Southwest) is the bank holding company for the Stillwater National Bank and Trust Company (Stillwater National) and Bank of Kansas. Through its subsidiaries, Southwest offers commercial and consumer lending, deposit services. Southwest has developed Internet banking services, called SNB DirectBanker, for consumer and commercial customers, a highly automated lockbox, document imaging, and information service for commercial customers called SNB Digital Lockbox, and deposit products that automatically sweep excess funds from commercial demand deposit accounts and invest them in interest bearing funds (Sweep Agreements). Southwest has six segments: Oklahoma Banking, Texas Banking, Kansas Banking, Out of Market, loans originated for sale in the secondary market (Secondary Market) and Other Operations. Portfolio loans are allocated based upon the state of the borrower or the location of the real estate in the case of real estate loans.